Tuesday, July 21, 2020

A Personal Injury Attorney on the Medical Authorization Form Trap

Filing an injury claim is not like being charged with a crime. You don't have to have a lawyer present with you during all the meetings with the insurance adjuster. However, you are absolutely entitled to have a personal injury attorney with you to make sure you're not being subjected to stalling tactics. The popular trick used by many adjusters involves the medical authorization form. This is something that your personal injury lawyer should review before you sign on the dotted line.

The Medical Authorization Trap

When a claims adjuster requests you sign a medical authorization form, it would seem that is a standard form to fill out. However, your accident injury attorney might have a different opinion. That's because some of these forms are "open-ended." This means the adjuster can go on a kind of scavenger hunt looking for your medical records, whether that takes them two weeks or two years. You certainly don't want to be waiting that long. You won't have to when your personal injury lawyer can jump in and make sure that form has a deadline.

Your accident injury attorney might also point out that a medical authorization form provided by an adjuster allows them to search through all of your medical records. They should be reviewing the reports that are directly related to the injury for which you are filing your claim. A accident injury attorney will prevent adjusters from digging into your medical history where they don't belong.

Conditions for Payments

If you balk at signing a medical authorization form, a claims adjuster might state that you won't get any type of payment unless you sign. An experienced personal injury attorney will know that is not always true, and in fact that the adjuster could be misrepresenting the policy.

Always Consult with Your Personal Injury Attorney

If an insurance adjuster calls you directly at any point in the claims process to ask you a question, your response should always be, "Let me talk to my accident injury attorney first." The adjuster would prefer if you weren't working with a lawyer so they can take advantage of your condition. Experienced lawyers with a background in accident/injury understand what you're going through. Your attorneys should have the experience in personal injury law and know all the "tricks of the trade." Having them work on your case will bring you peace of mind, knowing things are being handled as they should. Call your legal team immediately to set up your consultation before you answer questions or fill out any forms.

Source by Jay Sadd, Esquire